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Critical Illness Protection Plan
Protect your finances and your family against the impact of a critical illness. Designed to help provide a financial cushion if you become seriously ill, Critical illness insurance helps you cover unforeseen costs and daily living expenses.
Plan-at-a-glance
Use the benefit payment in any way you choose such as helping pay your mortgage or rent or other out-of-pocket expenses.
Benefits are not affected by other insurance benefits.
Lump sum payment is paid directly to you after your diagnosis for a covered critical illness.
Coverage is portable so, if you change jobs, you can take the plan with you.
If you have a UnitedHealthcare medical plan, Benefit Assist® keeps an eye out for medical claims that may qualify you for a supplemental health benefit payout. This helps make it easier for you to get the benefits you’re eligible for.
Covered conditions
Conditions covered under this plan include:
Invasive Cancer
Non-invasive Cancer (25% partial benefit)
Heart attack/stroke
Heart failure
Coronary artery bypass (25% partial benefit)
Ruptured aneurysm
Coma
Chronic renal failure
Paralysis
Major organ failure
Severe burns
Severe brain damage
Alzheimer’s Disease
Parkinson’s Disease
Multiple Sclerosis
Child-specific conditions may also be covered:
Cerebral Palsy
Cystic Fibrosis
Down Syndrome
Multiple Sclerosis
Sickle Cell Disease
For a complete list of covered conditions and their associated benefit payment amounts, please refer to your benefits summary and/or official plan documents for specific election information, including diagnosis eligibility, benefit amount and more. Some policies cover infectious diseases diagnoses, childhood conditions or neurological disease conditions.
Get paid
Get paid for receiving health screenings
Included with the plan is a wellness benefit that pays you cash just for completing certain preventive care screenings. This benefit is payable one time per calendar year for a set dollar amount for you and your covered spouse.
Wellness benefit services include:
Chest x-ray
Colonoscopy
Mammography
Pap smear
Stress test on a bicycle or treadmill and more
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