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Commuter Expense Reimbursement Account

When you sign up for the Commuter Expense Reimbursement Account (CERA) with Optum, you can set aside some of your pretax pay from each paycheck to use for your eligible commuting and parking expenses. CERA saves you money by lowering the income that subject to federal income tax, FICA (Social Security) and state income tax (in most states). Your savings will depend on your commuting expenses, tax situation, and monthly limits set by the IRS.

What a CERA pays for

The CERA account works with any transit system and almost any parking or vanpool provider, nationwide. Use it to pay for:

  • Public transit services such as bus, light rail, regional rail, streetcar, trolley, subway or ferry
  • Vanpool
  • Parking at or near work
  • Parking at or near public transportation for your commute

Start saving with CERA

Once your health care plan becomes effective, you can register for access to myuhc.com where you can place your order based on your commute and parking needs. You can either place your order to receive your commuter products before the start of each month or you can automatically receive the same benefit every month until you change or cancel.

If your employer offers the Optum® Commuter Card, you can use this card instead of cash or credit to buy transit passes, load smart cards or even pay for parking. If your transit operator or parking provider does not accept the card, we have several other ways for you to use the program.

A benefit for riding a bicycle to work

Your employer may offer a benefit if you ride a bicycle to work. You may be able to receive a check for up to $20 per month to be used at participating bike shops for repairs, parts, or equipment to pay for qualified bike storage — or you can save the money and use it to buy a new bike.

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