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If you qualify for special enrollment, you may be able to enroll now.
Help protect one of your most important assets — your ability to earn an income. A disability insurance plan will give you a percentage of your earnings if you can’t work because of a qualifying disabling illness or injury
Short term disability
Short-term disability insurance provides you with a portion of your weekly income if you have a qualifying disability and are unable to work. The weekly payments will help you pay expenses such as medical bills, mortgage or rent, food and more.
Receive weekly payments until you return to your job or reach the end of the benefit period, whichever comes first.
Work part-time and still receive benefit payments.
Have access to disability specialists who can work with you and your employer to help you make a successful return to the workplace.
Return-to-work and absence support
As a member, this short-term disability plan gives you access to specialists trained to help you return to your job — or another occupation, if necessary — as quickly and safely as possible. Receive assistance with résumé preparation, skills training, job placement/search support, interview preparation, relocation services and more.
Long-term disability
Long-term disability insurance provides you with a portion of your monthly income if you have a qualifying disability and are unable to work for a long period of time. The monthly payments can help you pay expenses such as medical bills, mortgage or rent, food and more.
Receive monthly payments until you return to your job or reach the end of the benefit period, whichever comes first.
Claims support to help you focus on getting well.
Personal support to help you return to your job more quickly and safely.
These additional benefits are included with your long-term disability plan.
Return-to-work and absence support
Vocational rehabilitation
Workplace modification
Lump-sum survivor benefit
Social Security assistance
See your enrollment materials and benefit documents for more plan information.
Member Assistance Program
To help you through difficult times, the UnitedHealthcare Member Assistance Program (MAP) provides personal and confidential support, 24/7. As a member, here are some areas of assistance you and your family have access to:
Unlimited phone access to master’s-level specialists, 24/7
Up to 3 referrals for face-to-face counseling sessions 1
One legal consultation for 30 minutes, with a choice to meet with an attorney by phone or in-person to discuss legal concerns 2
A 30 minute financial consultation with credentialed financial professionals
The Calm app that offers techniques, community support, and guided journeys to help manage stress and anxiety
View plan benefits
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