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Life insurance

Life insurance is designed to help give your family financial security in the event of your death, helping them meet end-of-life expenses and other financial obligations. 

Coverage details

This term life policy will pay a cash benefit directly to the people you have identified as a beneficiary if you meet the eligibility requirements, and you pass away. Your beneficiary can then use the money to help anyway they’d like including costs like funeral expenses, mortgage or rent payments, education and more.  

  • Your employer provides you with Basic Life insurance coverage at no additional cost to you.
  • Your employer offers you Supplemental Life Insurance. Please see your enrollment materials for details about the coverage amounts available and guarantee issue amounts.
  • This plan includes Accidental Death & Dismemberment (AD&D) coverage which pays an additional amount in the event of loss of life or limbs sustained in an accident.
  • Coverage is portable so, if you change jobs, you can take the plan with you.

See your enrollment materials and benefit documents for more plan information.

Travel assistance 24/7

  • Have access to advice and consultative services if you or your beneficiaries are traveling more than 100 miles from home.
  • Have access to medical assistance services, including worldwide medical and dental referrals, relay of insurance and medical information and more.
  • Have access to travel assistance services including emergency travel arrangements, help to replace lost or stolen travel documents and more..

Grief support for beneficiaries

  • Receive up to 2 grief counseling sessions with a clinician within our network, by phone or fact-to-face. 
  • Obtain financial and legal consultation support 1

Find support online

  • By desktop or mobile, easily and securely find a provider and discover community and grief-support resources through our liveandworkwell website
  • Find new news, events and thousands of expert articles and advice about conditions and issues that may be affecting your life

Financial and legal support

  • One 30 to 60-minute financial consultation with a credentialed financial professional who can discuss estate taxes and other financial matters.
  • One 30-minute legal consultation. Beneficiaries can also retain an attorney for ongoing services at a discounted rate.

Beneficiary companion

  • Guidance services, including help obtaining copies of death certificates and managing necessary notifications to the Social Security Administration, credit card companies/financial institutions, and more
  • Work with coordinators to discontinue social media access to loved one's accounts
  • Fraud prevention and resolution, including a credit report review and more. 

Noninsurance services are offered only on specific lines of coverage and are not insurance. These services may be modified or terminated at any time, may not be available in all states and may vary depending on state laws and regulations.

Will and trust services

  • Get help to create a will, trust, and power of attorney legal document (registration required).
  • Find local attorneys, search legal forms, and have access to helpful articles written by legal experts.
  • Have access to financial planning help.
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