Ready to enroll?

• Before your plan year begins, you decide how much money you want to put into your FSA. If you’re not sure, you can use the FSA Savings Calculator on myuhc.com. 
• When the plan year starts, money is au tomatically deducted from your paycheck before federal, state, or Social Security taxes are taken. That money is then placed in your FSA. 
• As eligible expenses incur, you can use your FSA to help pay for them. Your entire FSA amount is available to you on the first day of your plan year, so you don't have to wait until the money is reflected in your current balance to use it.

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When you sign up for the FSA, you will receive a Mastercard® Health Care Spending Card from UnitedHealthcare. This debit card lets you pay for covered health care services or other eligible expenses from your FSA. With the debit card, there's no need to write checks or submit claim forms— you can use this debit card from your FSA by phone, through the web, or at any place that accepts MasterCard. 

Getting reimbursed from your FSA is easy - just submit your claims online at myuhc.com. Using myuhc.com also makes it easier for you to track account balances and turn on direct deposits for fast reimbursements directly into your personal bank account.

If you don’t spend your FSA dollars by the end of your plan year, you may lose that money. While most people are able to spend the money they set aside, some employers may give employees more time to spend their FSA dollars — or carry it over to the next year. How to manage spending your FSA