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Once you’ve found the plan(s) that fit you best, it’s time to make your selections.

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Open Enrollment closes on Jan. 01, 2026. That gives you 5 more day(s) to choose and enroll in your plan.

Planning for life’s moments

As you consider your options for the upcoming plan year, it’s a good idea to think about the flexible spending account (FSA) and supplemental plan options that are also available to you. These options are designed to help you feel more prepared to handle the expected – and the unexpected, too.

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Flexible spending accounts

4 plan(s)

A flexible spending account (FSA) lets you set aside pretax money from your paychecks to help pay for eligible expenses. Knowing how to use your FSA may help you get the most out of your health care dollars.

  • Flexible Spending Account
    Limited purpose FSA

    Helps pay for eligible dental and vision expenses, such as:

    • Artificial teeth, braces and orthodontia services
    • Contact lenses, eyeglasses and LASIK eye surgery
  • Flexible Spending Account
    Commuter expense reimbursement account

    Helps pay for eligible commuting and parking expenses, such as:

    • Parking at or near work
    • Public transit services
  • Flexible Spending Account
    Health care FSA

    Helps pay for eligible medical, vision and dental expenses, including:

    • Acupuncture
    • Blood pressure monitors
    • Prescription drugs
  • Flexible Spending Account
    Dependent care FSA

    Helps pay for eligible childcare and eldercare expenses, such as:

    • Before- and after-school care
    • Summer day camp
    • Senior daycare
Financial Protection plans

5 plan(s)

These plans are designed to supplement your health plan by providing additional benefits that may help offset the financial impact of out-of-pocket costs if you experience a covered injury, illness or health event or condition.

  • Financial Protection Plan
    Life insurance

    Pays your beneficiaries a lump sum if you die unexpectedly. The payment:

    • Can be used however your beneficiaries want
    • May be on top of Basic Life and AD&D payouts offered through your employer
  • Financial Protection Plan
    Disability insurance

    Designed to help replace part of your income if you need to take time off work following a qualifying:

    • Injury
    • Illness
    • Health event
  • Financial Protection Plan
    Hospital Indemnity Protection

    • Pays you cash payment with per-day benefits for inpatient hospital stays, including:
    • Expected stays, like giving birth
  • Financial Protection Plan
    Critical Illness Protection

    Pays you a cash benefit if you’re diagnosed with a covered condition, such as:

    • Cancer
    • Heart attack
    • Stroke
  • Financial Protection Plan
    Accident Protection

    Pays you a cash benefit following a covered accidental injury or care service, including:

    • Fractures and concussions
    • Ambulance rides
    • ER and urgent care
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